Wellward
See my plan matches

Don’t sign the
COBRA form yet.

COBRA hands you the whole bill for your old plan — on average $653 a month for individuals and $2,008 for families in Texas. Wellward gives you better options that can save you hundreds a month.

Three better options:

01From $251 / monthFind me insurance, but at a lower priceI want proper medical insurance, but a more cost-efficient plan with a lower monthly cost. Wellward finds the most efficient plans in your area, many available exclusively off-exchange.Find my plan →02From $89 / monthJust bridge me for a few monthsNo deductible. Cash if you have an accident, heart attack, stroke or cancer. Just in case something happens before you're on another plan.See the Bridge Plan →03Cash pay savingsI'll pay directly for any care I needWe gather cash pay prices from nearby providers and save you ~45% on average.Check a price →

COBRA vs. your other options

What would you save?

Who’s going on this plan?

Still need your COBRA cost, a 5-digit ZIP and an age

Fill in your COBRA cost, ZIP and ages and we’ll show you proper medical insurance and Bridge Plan options near you — and what you’d save.

Why COBRA costs what it costs

You probably were only seeing a fifth of the bill.

Same plan. Same network. Same deductible. Roughly 5× what came out of your paycheck — because the employer isn’t picking up their share anymore.

While employed

$126
employer paid $527

On COBRA

you pay all $653 + 2% fee

Texas single-coverage averages: $7,833/year total premium, $1,515 employee share, $6,318 employer share. Source: KFF Employer Health Benefits Survey.

Keep COBRA if

Two cases where COBRA is the right call.

01You’re mid-treatment with doctors you can’t change.
02You’ve already met a big deductible this year.

If either is true, we’d recommend to stay on your current plan via COBRA.

Your window

Losing job coverage lets you enroll right now.

60days

A Special Enrollment Period opens the day your coverage ends — the same window as your COBRA election. You can buy an individual plan for those 60 days, then it closes.

Find me a low-cost plan now →

An expert on your side makes all the difference.

Help me save on full medical insuranceI want to learn more about the Bridge Plan