The Texas Report · Webb County · rating area 12

The Webb County Efficiency Index Report

County

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Plans, dominated plans, Short List and ladder rungs by age in Webb County
Age	Plans	Dominated	Short List	Ladder rungs
25	60	55 (92%)	5	3
40	60	55 (92%)	5	3
60	60	57 (95%)	3	2

The Short List at 25

5 plans out of 60. Every other plan on this menu costs more and protects no better.

Plan	Metal	Monthly	Best case	Worst case	¢ per $1
UHC Bronze Essential ($0 Virtual Urgent Care)UnitedHealthcare · ladder rung	Bronze	$450.95	$5,411	$16,011	0¢
Standard GoldAmbetter from Superior Health Plan	Gold	$465.96	$5,592	$13,792	0¢
Everyday GoldAmbetter from Superior Health Plan · ladder rung	Gold	$468.11	$5,617	$12,867	6.15¢
UHC Silver-X Value HSA (Off-Exchange Only)UnitedHealthcare	Silver	$528.02	$6,336	$12,336	0¢
UHC Gold-X Value HSA (Off-Exchange Only)UnitedHealthcare · ladder rung · crossover	Gold	$590.61	$7,087	$11,487	51.58¢

Worst case bottoms out at UHC Gold-X Value HSA (Off-Exchange Only) ($11,487). Anything past that point is just pre-paying for care.

The Short List at 40

5 plans out of 60. Every other plan on this menu costs more and protects no better.

Plan	Metal	Monthly	Best case	Worst case	¢ per $1
UHC Bronze Essential ($0 Virtual Urgent Care)UnitedHealthcare · ladder rung	Bronze	$574.02	$6,888	$17,488	0¢
Standard GoldAmbetter from Superior Health Plan	Gold	$593.12	$7,117	$15,317	0¢
Everyday GoldAmbetter from Superior Health Plan · ladder rung	Gold	$595.86	$7,150	$14,400	7.82¢
UHC Silver-X Value HSA (Off-Exchange Only)UnitedHealthcare	Silver	$672.12	$8,065	$14,065	0¢
UHC Gold-X Value HSA (Off-Exchange Only)UnitedHealthcare · ladder rung · crossover	Gold	$751.79	$9,021	$13,421	65.65¢

Worst case bottoms out at UHC Gold-X Value HSA (Off-Exchange Only) ($13,421). Anything past that point is just pre-paying for care.

The Short List at 60

3 plans out of 60. Every other plan on this menu costs more and protects no better.

Plan	Metal	Monthly	Best case	Worst case	¢ per $1
UHC Bronze Essential ($0 Virtual Urgent Care)UnitedHealthcare · ladder rung	Bronze	$1,219.01	$14,628	$25,228	0¢
Standard GoldAmbetter from Superior Health Plan	Gold	$1,259.57	$15,115	$23,315	0¢
Everyday GoldAmbetter from Superior Health Plan · ladder rung · crossover	Gold	$1,265.39	$15,185	$22,435	16.63¢

Worst case bottoms out at Everyday Gold ($22,435). Anything past that point is just pre-paying for care.

Plan year 2026, generated 2026-08-13. Best case is the annual premium; worst case is the Maximum Annual Exposure — premium plus the most the plan can ask you to chip in. Method at /evidence/methodology. Prices are the carriers’ own, set by law.