The Texas Report · Somervell County · rating area 25

The Somervell County Efficiency Index Report

County

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Plans, dominated plans, Short List and ladder rungs by age in Somervell County
Age	Plans	Dominated	Short List	Ladder rungs
25	66	63 (95%)	3	2
40	66	63 (95%)	3	2
60	66	65 (98%)	1	1

The Short List at 25

3 plans out of 66. Every other plan on this menu costs more and protects no better.

Plan	Metal	Monthly	The Floor	Worst case	¢ per $1
BSW Savers Bronze HMO H S A 006Scott and White Health Plan · ladder rung	Expanded Bronze	$365.98	$4,392	$12,392	0¢
UHC Silver-X Value HSA (Off-Exchange Only)UnitedHealthcare	Silver	$486.01	$5,832	$11,832	0¢
UHC Gold-X Value HSA (Off-Exchange Only)UnitedHealthcare · ladder rung · crossover	Gold	$543.61	$6,523	$10,923	59.19¢

Worst case bottoms out at UHC Gold-X Value HSA (Off-Exchange Only) ($10,923). Anything past that point is just pre-paying for care.

The Short List at 40

3 plans out of 66. Every other plan on this menu costs more and protects no better.

Plan	Metal	Monthly	The Floor	Worst case	¢ per $1
BSW Savers Bronze HMO H S A 006Scott and White Health Plan · ladder rung	Expanded Bronze	$465.86	$5,590	$13,590	0¢
UHC Silver-X Value HSA (Off-Exchange Only)UnitedHealthcare	Silver	$618.64	$7,424	$13,424	0¢
UHC Gold-X Value HSA (Off-Exchange Only)UnitedHealthcare · ladder rung · crossover	Gold	$691.97	$8,304	$12,704	75.39¢

Worst case bottoms out at UHC Gold-X Value HSA (Off-Exchange Only) ($12,704). Anything past that point is just pre-paying for care.

The Short List at 60

1 plan out of 66. Every other plan on this menu costs more and protects no better.

Plan	Metal	Monthly	The Floor	Worst case	¢ per $1
BSW Savers Bronze HMO H S A 006Scott and White Health Plan · ladder rung · crossover	Expanded Bronze	$989.32	$11,872	$19,872	0¢

Worst case bottoms out at BSW Savers Bronze HMO H S A 006 ($19,872). Anything past that point is just pre-paying for care.

Plan year 2026, generated 2026-08-13. The Floor is the annual premium; worst case is the Maximum Annual Exposure — premium plus the most the plan can ask you to chip in. Method at /evidence/methodology. Prices are the carriers’ own, set by law.