The Texas Report · Parker County · rating area 25

The Parker County Efficiency Index Report

County

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Plans, dominated plans, Short List and ladder rungs by age in Parker County
Age	Plans	Dominated	Short List	Ladder rungs
25	105	101 (96%)	4	4
40	105	101 (96%)	4	4
60	105	102 (97%)	3	3

The Short List at 25

4 plans out of 105. Every other plan on this menu costs more and protects no better.

Plan	Metal	Monthly	The Floor	Worst case	¢ per $1
Bronze Simple Breathe Easy with Enhanced COPD BenefitsOscar · ladder rung	Expanded Bronze	$406.07	$4,873	$15,473	0¢
Bronze 8300 HSA Off ExchangeOscar · ladder rung	Expanded Bronze	$416.05	$4,993	$13,293	5.22¢
UHC Silver-X Value HSA (Off-Exchange Only)UnitedHealthcare · ladder rung	Silver	$486.01	$5,832	$11,832	36.48¢
UHC Gold-X Value HSA (Off-Exchange Only)UnitedHealthcare · ladder rung · crossover	Gold	$543.61	$6,523	$10,923	43.19¢

Worst case bottoms out at UHC Gold-X Value HSA (Off-Exchange Only) ($10,923). Anything past that point is just pre-paying for care.

The Short List at 40

4 plans out of 105. Every other plan on this menu costs more and protects no better.

Plan	Metal	Monthly	The Floor	Worst case	¢ per $1
Bronze Simple Breathe Easy with Enhanced COPD BenefitsOscar · ladder rung	Expanded Bronze	$516.89	$6,203	$16,803	0¢
Bronze 8300 HSA Off ExchangeOscar · ladder rung	Expanded Bronze	$529.60	$6,355	$14,655	6.61¢
UHC Silver-X Value HSA (Off-Exchange Only)UnitedHealthcare · ladder rung	Silver	$618.64	$7,424	$13,424	46.48¢
UHC Gold-X Value HSA (Off-Exchange Only)UnitedHealthcare · ladder rung · crossover	Gold	$691.97	$8,304	$12,704	55¢

Worst case bottoms out at UHC Gold-X Value HSA (Off-Exchange Only) ($12,704). Anything past that point is just pre-paying for care.

The Short List at 60

3 plans out of 105. Every other plan on this menu costs more and protects no better.

Plan	Metal	Monthly	The Floor	Worst case	¢ per $1
Bronze Simple Breathe Easy with Enhanced COPD BenefitsOscar · ladder rung	Expanded Bronze	$1,097.68	$13,172	$23,772	0¢
Bronze 8300 HSA Off ExchangeOscar · ladder rung	Expanded Bronze	$1,124.67	$13,496	$21,796	14.09¢
UHC Silver-X Value HSA (Off-Exchange Only)UnitedHealthcare · ladder rung · crossover	Silver	$1,313.77	$15,765	$21,765	98.65¢

Worst case bottoms out at UHC Silver-X Value HSA (Off-Exchange Only) ($21,765). Anything past that point is just pre-paying for care.

Plan year 2026, generated 2026-08-13. The Floor is the annual premium; worst case is the Maximum Annual Exposure — premium plus the most the plan can ask you to chip in. Method at /evidence/methodology. Prices are the carriers’ own, set by law.