The Texas Report · Navarro County · rating area 8

The Navarro County Efficiency Index Report

County

What the menu looks like here

Plans, dominated plans, Short List and ladder rungs by age in Navarro County
Age	Plans	Dominated	Short List	Ladder rungs
25	67	64 (96%)	3	2
40	67	65 (97%)	2	2
60	67	66 (99%)	1	1

The Short List at 25

3 plans out of 67. Every other plan on this menu costs more and protects no better.

Plan	Metal	Monthly	The Floor	Worst case	¢ per $1
BSW Savers Bronze HMO H S A 006Scott and White Health Plan · ladder rung	Expanded Bronze	$347.07	$4,165	$12,165	0¢
UHC Silver-X Value HSA (Off-Exchange Only)UnitedHealthcare	Silver	$507.27	$6,087	$12,087	0¢
UHC Gold-X Value HSA (Off-Exchange Only)UnitedHealthcare · ladder rung · crossover	Gold	$567.40	$6,809	$11,209	73.44¢

Worst case bottoms out at UHC Gold-X Value HSA (Off-Exchange Only) ($11,209). Anything past that point is just pre-paying for care.

The Short List at 40

2 plans out of 67. Every other plan on this menu costs more and protects no better.

Plan	Metal	Monthly	The Floor	Worst case	¢ per $1
BSW Savers Bronze HMO H S A 006Scott and White Health Plan · ladder rung	Expanded Bronze	$441.79	$5,301	$13,301	0¢
UHC Gold-X Value HSA (Off-Exchange Only)UnitedHealthcare · ladder rung · crossover	Gold	$722.24	$8,667	$13,067	93.5¢

Worst case bottoms out at UHC Gold-X Value HSA (Off-Exchange Only) ($13,067). Anything past that point is just pre-paying for care.

The Short List at 60

1 plan out of 67. Every other plan on this menu costs more and protects no better.

Plan	Metal	Monthly	The Floor	Worst case	¢ per $1
BSW Savers Bronze HMO H S A 006Scott and White Health Plan · ladder rung · crossover	Expanded Bronze	$938.21	$11,259	$19,259	0¢

Worst case bottoms out at BSW Savers Bronze HMO H S A 006 ($19,259). Anything past that point is just pre-paying for care.

Plan year 2026, generated 2026-08-13. The Floor is the annual premium; worst case is the Maximum Annual Exposure — premium plus the most the plan can ask you to chip in. Method at /evidence/methodology. Prices are the carriers’ own, set by law.