Plans, dominated plans, Short List and ladder rungs by age in Morris County
Age
Plans
Dominated
Short List
Ladder rungs
25
67
65 (97%)
2
2
40
67
65 (97%)
2
2
60
67
65 (97%)
2
2
The Short List at 25
2 plans out of 67. Every other plan on this menu costs more and protects no better.
Plan
Metal
Monthly
Best case
Worst case
¢ per $1
CHRISTUS Catastrophic (3 Free PCP visits)CHRISTUS Health Plan · ladder rung
Catastrophic
$292.22
$3,507
$14,107
0¢
CHRISTUS Off Exchange - Value Silver 70 ($0 Virtual Urgent Care)CHRISTUS Health Plan · ladder rung · crossover
Silver
$384.46
$4,614
$10,604
24.01¢
Worst case bottoms out at CHRISTUS Off Exchange - Value Silver 70 ($0 Virtual Urgent Care) ($10,604). Anything past that point is just pre-paying for care.
The Short List at 40
2 plans out of 67. Every other plan on this menu costs more and protects no better.
Plan
Metal
Monthly
Best case
Worst case
¢ per $1
CHRISTUS Catastrophic (3 Free PCP visits)CHRISTUS Health Plan · ladder rung
Catastrophic
$371.97
$4,464
$15,064
0¢
CHRISTUS Off Exchange - Value Silver 70 ($0 Virtual Urgent Care)CHRISTUS Health Plan · ladder rung · crossover
Silver
$489.38
$5,873
$11,863
30.56¢
Worst case bottoms out at CHRISTUS Off Exchange - Value Silver 70 ($0 Virtual Urgent Care) ($11,863). Anything past that point is just pre-paying for care.
The Short List at 60
2 plans out of 67. Every other plan on this menu costs more and protects no better.
Plan
Metal
Monthly
Best case
Worst case
¢ per $1
CHRISTUS Catastrophic (3 Free PCP visits)CHRISTUS Health Plan · ladder rung
Catastrophic
$789.94
$9,479
$20,079
0¢
CHRISTUS Off Exchange - Value Silver 70 ($0 Virtual Urgent Care)CHRISTUS Health Plan · ladder rung · crossover
Silver
$1,039.26
$12,471
$18,461
64.9¢
Worst case bottoms out at CHRISTUS Off Exchange - Value Silver 70 ($0 Virtual Urgent Care) ($18,461). Anything past that point is just pre-paying for care.
Plan year 2026, generated 2026-08-13. Best case is the annual premium; worst case is the Maximum Annual Exposure — premium plus the most the plan can ask you to chip in. Method at /evidence/methodology. Prices are the carriers’ own, set by law.
