The Texas Report · McLennan County · rating area 23

The McLennan County Efficiency Index Report

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Plans, dominated plans, Short List and ladder rungs by age in McLennan County
AgePlansDominatedShort ListLadder rungs
255149 (96%)22
405149 (96%)22
605149 (96%)22

The Short List at 25

2 plans out of 51. Every other plan on this menu costs more and protects no better.

PlanMetalMonthlyThe FloorWorst case¢ per $1
MyBlue Health Bronze℠ StandardBlue Cross and Blue Shield of Texas · ladder rungExpanded Bronze$369.60$4,435$14,435
BSW Savers Bronze HMO H S A 006Scott and White Health Plan · ladder rung · crossoverExpanded Bronze$373.16$4,478$12,4782.15¢

Worst case bottoms out at BSW Savers Bronze HMO H S A 006 ($12,478). Anything past that point is just pre-paying for care.

The Short List at 40

2 plans out of 51. Every other plan on this menu costs more and protects no better.

PlanMetalMonthlyThe FloorWorst case¢ per $1
MyBlue Health Bronze℠ StandardBlue Cross and Blue Shield of Texas · ladder rungExpanded Bronze$470.47$5,646$15,646
BSW Savers Bronze HMO H S A 006Scott and White Health Plan · ladder rung · crossoverExpanded Bronze$475.00$5,700$13,7002.7¢

Worst case bottoms out at BSW Savers Bronze HMO H S A 006 ($13,700). Anything past that point is just pre-paying for care.

The Short List at 60

2 plans out of 51. Every other plan on this menu costs more and protects no better.

PlanMetalMonthlyThe FloorWorst case¢ per $1
MyBlue Health Bronze℠ StandardBlue Cross and Blue Shield of Texas · ladder rungExpanded Bronze$999.10$11,989$21,989
BSW Savers Bronze HMO H S A 006Scott and White Health Plan · ladder rung · crossoverExpanded Bronze$1,008.72$12,105$20,1055.8¢

Worst case bottoms out at BSW Savers Bronze HMO H S A 006 ($20,105). Anything past that point is just pre-paying for care.

Plan year 2026, generated 2026-08-13. The Floor is the annual premium; worst case is the Maximum Annual Exposure — premium plus the most the plan can ask you to chip in. Method at /evidence/methodology. Prices are the carriers’ own, set by law.