Plans, dominated plans, Short List and ladder rungs by age in Lynn County
Age
Plans
Dominated
Short List
Ladder rungs
25
85
81 (95%)
4
2
40
85
81 (95%)
4
2
60
85
84 (99%)
1
1
The Short List at 25
4 plans out of 85. Every other plan on this menu costs more and protects no better.
Plan
Metal
Monthly
The Floor
Worst case
¢ per $1
BSW Savers Bronze HMO H S A 006Scott and White Health Plan · ladder rung
Expanded Bronze
$382.63
$4,592
$12,592
0¢
UHC Silver-X Value HSA (Off-Exchange Only)UnitedHealthcare
Silver
$488.15
$5,858
$11,858
0¢
UHC Gold-X Value HSA (Off-Exchange Only)UnitedHealthcare
Gold
$546.01
$6,552
$10,952
0¢
Wellpoint Essential ICHRA Gold 3400 HSA (+ Incentives)Wellpoint Insurance Company · ladder rung · crossover
Gold
$584.19
$7,010
$10,410
52.57¢
Worst case bottoms out at Wellpoint Essential ICHRA Gold 3400 HSA (+ Incentives) ($10,410). Anything past that point is just pre-paying for care.
The Short List at 40
4 plans out of 85. Every other plan on this menu costs more and protects no better.
Plan
Metal
Monthly
The Floor
Worst case
¢ per $1
BSW Savers Bronze HMO H S A 006Scott and White Health Plan · ladder rung
Expanded Bronze
$487.05
$5,845
$13,845
0¢
UHC Silver-X Value HSA (Off-Exchange Only)UnitedHealthcare
Silver
$621.37
$7,456
$13,456
0¢
UHC Gold-X Value HSA (Off-Exchange Only)UnitedHealthcare
Gold
$695.02
$8,340
$12,740
0¢
Wellpoint Essential ICHRA Gold 3400 HSA (+ Incentives)Wellpoint Insurance Company · ladder rung · crossover
Gold
$743.62
$8,923
$12,323
66.91¢
Worst case bottoms out at Wellpoint Essential ICHRA Gold 3400 HSA (+ Incentives) ($12,323). Anything past that point is just pre-paying for care.
The Short List at 60
1 plan out of 85. Every other plan on this menu costs more and protects no better.
Plan
Metal
Monthly
The Floor
Worst case
¢ per $1
BSW Savers Bronze HMO H S A 006Scott and White Health Plan · ladder rung · crossover
Expanded Bronze
$1,034.32
$12,412
$20,412
0¢
Worst case bottoms out at BSW Savers Bronze HMO H S A 006 ($20,412). Anything past that point is just pre-paying for care.
Plan year 2026, generated 2026-08-13. The Floor is the annual premium; worst case is the Maximum Annual Exposure — premium plus the most the plan can ask you to chip in. Method at /evidence/methodology. Prices are the carriers’ own, set by law.
