The Texas Report · Kaufman County · rating area 8
The Kaufman County Efficiency Index Report
What the menu looks like here
| Age | Plans | Dominated | Short List | Ladder rungs |
|---|---|---|---|---|
| 25 | 63 | 57 (90%) | 6 | 3 |
| 40 | 63 | 57 (90%) | 6 | 3 |
| 60 | 63 | 60 (95%) | 3 | 3 |
The Short List at 25
6 plans out of 63. Every other plan on this menu costs more and protects no better.
| Plan | Metal | Monthly | The Floor | Worst case | ¢ per $1 |
|---|---|---|---|---|---|
| Wellpoint Essential Catastrophic (+ Incentives)Wellpoint Insurance Company · ladder rung | Catastrophic | $323.30 | $3,880 | $14,480 | 0¢ |
| Wellpoint Essential Bronze 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives)Wellpoint Insurance Company | Expanded Bronze | $344.89 | $4,139 | $14,139 | 0¢ |
| Wellpoint Essential Bronze 4000 HSA (+ Incentives)Wellpoint Insurance Company · ladder rung | Expanded Bronze | $355.19 | $4,262 | $12,712 | 17.77¢ |
| Wellpoint Essential ICHRA Bronze 8250 HSA (+ Incentives)Wellpoint Insurance Company | Expanded Bronze | $365.57 | $4,387 | $12,637 | 0¢ |
| Wellpoint Essential Gold 1500 ($0 Virtual PCP + $0 Select Drugs + Incentives)Wellpoint Insurance Company | Gold | $464.91 | $5,579 | $10,579 | 0¢ |
| Wellpoint Essential ICHRA Gold 3400 HSA (+ Incentives)Wellpoint Insurance Company · ladder rung · crossover | Gold | $493.31 | $5,920 | $9,320 | 32.83¢ |
Worst case bottoms out at Wellpoint Essential ICHRA Gold 3400 HSA (+ Incentives) ($9,320). Anything past that point is just pre-paying for care.
The Short List at 40
6 plans out of 63. Every other plan on this menu costs more and protects no better.
| Plan | Metal | Monthly | The Floor | Worst case | ¢ per $1 |
|---|---|---|---|---|---|
| Wellpoint Essential Catastrophic (+ Incentives)Wellpoint Insurance Company · ladder rung | Catastrophic | $411.53 | $4,938 | $15,538 | 0¢ |
| Wellpoint Essential Bronze 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives)Wellpoint Insurance Company | Expanded Bronze | $439.02 | $5,268 | $15,268 | 0¢ |
| Wellpoint Essential Bronze 4000 HSA (+ Incentives)Wellpoint Insurance Company · ladder rung | Expanded Bronze | $452.12 | $5,425 | $13,875 | 22.65¢ |
| Wellpoint Essential ICHRA Bronze 8250 HSA (+ Incentives)Wellpoint Insurance Company | Expanded Bronze | $465.33 | $5,584 | $13,834 | 0¢ |
| Wellpoint Essential Gold 1500 ($0 Virtual PCP + $0 Select Drugs + Incentives)Wellpoint Insurance Company | Gold | $591.79 | $7,101 | $12,101 | 0¢ |
| Wellpoint Essential ICHRA Gold 3400 HSA (+ Incentives)Wellpoint Insurance Company · ladder rung · crossover | Gold | $627.93 | $7,535 | $10,935 | 41.78¢ |
Worst case bottoms out at Wellpoint Essential ICHRA Gold 3400 HSA (+ Incentives) ($10,935). Anything past that point is just pre-paying for care.
The Short List at 60
3 plans out of 63. Every other plan on this menu costs more and protects no better.
| Plan | Metal | Monthly | The Floor | Worst case | ¢ per $1 |
|---|---|---|---|---|---|
| Wellpoint Essential Catastrophic (+ Incentives)Wellpoint Insurance Company · ladder rung | Catastrophic | $873.94 | $10,487 | $21,087 | 0¢ |
| Wellpoint Essential Bronze 4000 HSA (+ Incentives)Wellpoint Insurance Company · ladder rung | Expanded Bronze | $960.13 | $11,522 | $19,972 | 48.14¢ |
| Wellpoint Essential ICHRA Gold 3400 HSA (+ Incentives)Wellpoint Insurance Company · ladder rung · crossover | Gold | $1,333.50 | $16,002 | $19,402 | 88.71¢ |
Worst case bottoms out at Wellpoint Essential ICHRA Gold 3400 HSA (+ Incentives) ($19,402). Anything past that point is just pre-paying for care.
Plan year 2026, generated 2026-08-13. The Floor is the annual premium; worst case is the Maximum Annual Exposure — premium plus the most the plan can ask you to chip in. Method at /evidence/methodology. Prices are the carriers’ own, set by law.