The Texas Report · Johnson County · rating area 25
The Johnson County Efficiency Index Report
What the menu looks like here
| Age | Plans | Dominated | Short List | Ladder rungs |
|---|---|---|---|---|
| 25 | 126 | 119 (94%) | 7 | 3 |
| 40 | 126 | 119 (94%) | 7 | 3 |
| 60 | 126 | 123 (98%) | 3 | 3 |
The Short List at 25
7 plans out of 126. Every other plan on this menu costs more and protects no better.
| Plan | Metal | Monthly | The Floor | Worst case | ¢ per $1 |
|---|---|---|---|---|---|
| Wellpoint Essential Catastrophic (+ Incentives)Wellpoint Insurance Company · ladder rung | Catastrophic | $343.37 | $4,120 | $14,720 | 0¢ |
| Wellpoint Essential Bronze 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives)Wellpoint Insurance Company | Expanded Bronze | $366.32 | $4,396 | $14,396 | 0¢ |
| Wellpoint Essential Bronze 4000 HSA (+ Incentives)Wellpoint Insurance Company · ladder rung | Expanded Bronze | $377.24 | $4,527 | $12,977 | 18.93¢ |
| Wellpoint Essential ICHRA Bronze 8250 HSA (+ Incentives)Wellpoint Insurance Company | Expanded Bronze | $388.27 | $4,659 | $12,909 | 0¢ |
| UHC Silver-X Value HSA (Off-Exchange Only)UnitedHealthcare | Silver | $486.01 | $5,832 | $11,832 | 0¢ |
| Wellpoint Essential Gold 1500 ($0 Virtual PCP + $0 Select Drugs + Incentives)Wellpoint Insurance Company | Gold | $493.79 | $5,925 | $10,925 | 0¢ |
| Wellpoint Essential ICHRA Gold 3400 HSA (+ Incentives)Wellpoint Insurance Company · ladder rung · crossover | Gold | $523.95 | $6,287 | $9,687 | 34.85¢ |
Worst case bottoms out at Wellpoint Essential ICHRA Gold 3400 HSA (+ Incentives) ($9,687). Anything past that point is just pre-paying for care.
The Short List at 40
7 plans out of 126. Every other plan on this menu costs more and protects no better.
| Plan | Metal | Monthly | The Floor | Worst case | ¢ per $1 |
|---|---|---|---|---|---|
| Wellpoint Essential Catastrophic (+ Incentives)Wellpoint Insurance Company · ladder rung | Catastrophic | $437.08 | $5,245 | $15,845 | 0¢ |
| Wellpoint Essential Bronze 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives)Wellpoint Insurance Company | Expanded Bronze | $466.29 | $5,595 | $15,595 | 0¢ |
| Wellpoint Essential Bronze 4000 HSA (+ Incentives)Wellpoint Insurance Company · ladder rung | Expanded Bronze | $480.20 | $5,762 | $14,212 | 24.05¢ |
| Wellpoint Essential ICHRA Bronze 8250 HSA (+ Incentives)Wellpoint Insurance Company | Expanded Bronze | $494.23 | $5,931 | $14,181 | 0¢ |
| UHC Silver-X Value HSA (Off-Exchange Only)UnitedHealthcare | Silver | $618.64 | $7,424 | $13,424 | 0¢ |
| Wellpoint Essential Gold 1500 ($0 Virtual PCP + $0 Select Drugs + Incentives)Wellpoint Insurance Company | Gold | $628.55 | $7,543 | $12,543 | 0¢ |
| Wellpoint Essential ICHRA Gold 3400 HSA (+ Incentives)Wellpoint Insurance Company · ladder rung · crossover | Gold | $666.94 | $8,003 | $11,403 | 44.38¢ |
Worst case bottoms out at Wellpoint Essential ICHRA Gold 3400 HSA (+ Incentives) ($11,403). Anything past that point is just pre-paying for care.
The Short List at 60
3 plans out of 126. Every other plan on this menu costs more and protects no better.
| Plan | Metal | Monthly | The Floor | Worst case | ¢ per $1 |
|---|---|---|---|---|---|
| Wellpoint Essential Catastrophic (+ Incentives)Wellpoint Insurance Company · ladder rung | Catastrophic | $928.19 | $11,138 | $21,738 | 0¢ |
| Wellpoint Essential Bronze 4000 HSA (+ Incentives)Wellpoint Insurance Company · ladder rung | Expanded Bronze | $1,019.76 | $12,237 | $20,687 | 51.12¢ |
| Wellpoint Essential ICHRA Gold 3400 HSA (+ Incentives)Wellpoint Insurance Company · ladder rung · crossover | Gold | $1,416.33 | $16,996 | $20,396 | 94.24¢ |
Worst case bottoms out at Wellpoint Essential ICHRA Gold 3400 HSA (+ Incentives) ($20,396). Anything past that point is just pre-paying for care.
Plan year 2026, generated 2026-08-13. The Floor is the annual premium; worst case is the Maximum Annual Exposure — premium plus the most the plan can ask you to chip in. Method at /evidence/methodology. Prices are the carriers’ own, set by law.