The Texas Report · Hudspeth County · rating area 9

The Hudspeth County Efficiency Index Report

County

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Plans, dominated plans, Short List and ladder rungs by age in Hudspeth County
Age	Plans	Dominated	Short List	Ladder rungs
25	65	61 (94%)	4	4
40	65	61 (94%)	4	4
60	65	62 (95%)	3	3

The Short List at 25

4 plans out of 65. Every other plan on this menu costs more and protects no better.

Plan	Metal	Monthly	The Floor	Worst case	¢ per $1
Bronze Simple Breathe Easy with Enhanced COPD BenefitsOscar · ladder rung	Expanded Bronze	$364.20	$4,370	$14,970	0¢
Bronze 8300 HSA Off ExchangeOscar · ladder rung	Expanded Bronze	$373.16	$4,478	$12,778	4.7¢
UHC Silver-X Value HSA (Off-Exchange Only)UnitedHealthcare · ladder rung	Silver	$442.90	$5,315	$11,315	36.39¢
UHC Gold-X Value HSA (Off-Exchange Only)UnitedHealthcare · ladder rung · crossover	Gold	$495.39	$5,945	$10,345	39.38¢

Worst case bottoms out at UHC Gold-X Value HSA (Off-Exchange Only) ($10,345). Anything past that point is just pre-paying for care.

The Short List at 40

4 plans out of 65. Every other plan on this menu costs more and protects no better.

Plan	Metal	Monthly	The Floor	Worst case	¢ per $1
Bronze Simple Breathe Easy with Enhanced COPD BenefitsOscar · ladder rung	Expanded Bronze	$463.60	$5,563	$16,163	0¢
Bronze 8300 HSA Off ExchangeOscar · ladder rung	Expanded Bronze	$475.00	$5,700	$14,000	5.96¢
UHC Silver-X Value HSA (Off-Exchange Only)UnitedHealthcare · ladder rung	Silver	$563.77	$6,765	$12,765	46.3¢
UHC Gold-X Value HSA (Off-Exchange Only)UnitedHealthcare · ladder rung · crossover	Gold	$630.59	$7,567	$11,967	50.13¢

Worst case bottoms out at UHC Gold-X Value HSA (Off-Exchange Only) ($11,967). Anything past that point is just pre-paying for care.

The Short List at 60

3 plans out of 65. Every other plan on this menu costs more and protects no better.

Plan	Metal	Monthly	The Floor	Worst case	¢ per $1
Bronze Simple Breathe Easy with Enhanced COPD BenefitsOscar · ladder rung	Expanded Bronze	$984.51	$11,814	$22,414	0¢
Bronze 8300 HSA Off ExchangeOscar · ladder rung	Expanded Bronze	$1,008.72	$12,105	$20,405	12.65¢
UHC Silver-X Value HSA (Off-Exchange Only)UnitedHealthcare · ladder rung · crossover	Silver	$1,197.23	$14,367	$20,367	98.35¢

Worst case bottoms out at UHC Silver-X Value HSA (Off-Exchange Only) ($20,367). Anything past that point is just pre-paying for care.

Plan year 2026, generated 2026-08-13. The Floor is the annual premium; worst case is the Maximum Annual Exposure — premium plus the most the plan can ask you to chip in. Method at /evidence/methodology. Prices are the carriers’ own, set by law.