The Texas Report · Hidalgo County · rating area 15

The Hidalgo County Efficiency Index Report

County

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Plans, dominated plans, Short List and ladder rungs by age in Hidalgo County
Age	Plans	Dominated	Short List	Ladder rungs
25	109	105 (96%)	4	2
40	109	105 (96%)	4	2
60	109	108 (99%)	1	1

The Short List at 25

4 plans out of 109. Every other plan on this menu costs more and protects no better.

Plan	Metal	Monthly	The Floor	Worst case	¢ per $1
MyBlue Health Bronze℠ 402Blue Cross and Blue Shield of Texas · ladder rung	Expanded Bronze	$298.79	$3,585	$12,585	0¢
UHC Silver-X Value HSA (Off-Exchange Only)UnitedHealthcare	Silver	$487.07	$5,845	$11,845	0¢
Wellpoint Essential Gold 1500 ($0 Virtual PCP + $0 Select Drugs + Incentives)Wellpoint Insurance Company	Gold	$492.10	$5,905	$10,905	0¢
Wellpoint Essential ICHRA Gold 3400 HSA (+ Incentives)Wellpoint Insurance Company · ladder rung · crossover	Gold	$522.15	$6,266	$9,666	47.88¢

Worst case bottoms out at Wellpoint Essential ICHRA Gold 3400 HSA (+ Incentives) ($9,666). Anything past that point is just pre-paying for care.

The Short List at 40

4 plans out of 109. Every other plan on this menu costs more and protects no better.

Plan	Metal	Monthly	The Floor	Worst case	¢ per $1
MyBlue Health Bronze℠ 402Blue Cross and Blue Shield of Texas · ladder rung	Expanded Bronze	$380.33	$4,564	$13,564	0¢
UHC Silver-X Value HSA (Off-Exchange Only)UnitedHealthcare	Silver	$620.00	$7,440	$13,440	0¢
Wellpoint Essential Gold 1500 ($0 Virtual PCP + $0 Select Drugs + Incentives)Wellpoint Insurance Company	Gold	$626.40	$7,517	$12,517	0¢
Wellpoint Essential ICHRA Gold 3400 HSA (+ Incentives)Wellpoint Insurance Company · ladder rung · crossover	Gold	$664.65	$7,976	$11,376	60.93¢

Worst case bottoms out at Wellpoint Essential ICHRA Gold 3400 HSA (+ Incentives) ($11,376). Anything past that point is just pre-paying for care.

The Short List at 60

1 plan out of 109. Every other plan on this menu costs more and protects no better.

Plan	Metal	Monthly	The Floor	Worst case	¢ per $1
MyBlue Health Bronze℠ 402Blue Cross and Blue Shield of Texas · ladder rung · crossover	Expanded Bronze	$807.69	$9,692	$18,692	0¢

Worst case bottoms out at MyBlue Health Bronze℠ 402 ($18,692). Anything past that point is just pre-paying for care.

Plan year 2026, generated 2026-08-13. The Floor is the annual premium; worst case is the Maximum Annual Exposure — premium plus the most the plan can ask you to chip in. Method at /evidence/methodology. Prices are the carriers’ own, set by law.