Plans, dominated plans, Short List and ladder rungs by age in Guadalupe County
Age
Plans
Dominated
Short List
Ladder rungs
25
131
123 (94%)
8
3
40
131
126 (96%)
5
3
60
131
129 (98%)
2
2
The Short List at 25
8 plans out of 131. Every other plan on this menu costs more and protects no better.
Plan
Metal
Monthly
The Floor
Worst case
¢ per $1
CHRISTUS Catastrophic (3 Free PCP visits)CHRISTUS Health Plan · ladder rung
Catastrophic
$262.87
$3,154
$13,754
0¢
CHRISTUS Bronze (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care)CHRISTUS Health Plan
Expanded Bronze
$320.79
$3,849
$13,749
0¢
CHRISTUS Bronze Essential (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care)CHRISTUS Health Plan
Expanded Bronze
$320.87
$3,850
$13,700
0¢
Imperial Preferred BronzeImperial Insurance Companies, Inc.
Bronze
$323.31
$3,880
$13,080
0¢
Wellpoint Essential Bronze 4000 HSA (+ Incentives)Wellpoint Insurance Company
Expanded Bronze
$342.79
$4,113
$12,563
0¢
CHRISTUS Off Exchange - Value Silver 70 ($0 Virtual Urgent Care)CHRISTUS Health Plan · ladder rung
Silver
$345.84
$4,150
$10,140
21.61¢
UHC Gold-X Value HSA (Off-Exchange Only)UnitedHealthcare
Gold
$468.27
$5,619
$10,019
0¢
Wellpoint Essential ICHRA Gold 3400 HSA (+ Incentives)Wellpoint Insurance Company · ladder rung · crossover
Gold
$476.10
$5,713
$9,113
60.35¢
Worst case bottoms out at Wellpoint Essential ICHRA Gold 3400 HSA (+ Incentives) ($9,113). Anything past that point is just pre-paying for care.
The Short List at 40
5 plans out of 131. Every other plan on this menu costs more and protects no better.
Plan
Metal
Monthly
The Floor
Worst case
¢ per $1
CHRISTUS Catastrophic (3 Free PCP visits)CHRISTUS Health Plan · ladder rung
Catastrophic
$334.61
$4,015
$14,615
0¢
Imperial Preferred BronzeImperial Insurance Companies, Inc.
Bronze
$411.55
$4,939
$14,139
0¢
Wellpoint Essential Bronze 4000 HSA (+ Incentives)Wellpoint Insurance Company
Expanded Bronze
$436.33
$5,236
$13,686
0¢
CHRISTUS Off Exchange - Value Silver 70 ($0 Virtual Urgent Care)CHRISTUS Health Plan · ladder rung
Silver
$440.23
$5,283
$11,273
27.51¢
Wellpoint Essential ICHRA Gold 3400 HSA (+ Incentives)Wellpoint Insurance Company · ladder rung · crossover
Gold
$606.03
$7,272
$10,672
76.8¢
Worst case bottoms out at Wellpoint Essential ICHRA Gold 3400 HSA (+ Incentives) ($10,672). Anything past that point is just pre-paying for care.
The Short List at 60
2 plans out of 131. Every other plan on this menu costs more and protects no better.
Plan
Metal
Monthly
The Floor
Worst case
¢ per $1
CHRISTUS Catastrophic (3 Free PCP visits)CHRISTUS Health Plan · ladder rung
Catastrophic
$710.60
$8,527
$19,127
0¢
CHRISTUS Off Exchange - Value Silver 70 ($0 Virtual Urgent Care)CHRISTUS Health Plan · ladder rung · crossover
Silver
$934.88
$11,219
$17,209
58.39¢
Worst case bottoms out at CHRISTUS Off Exchange - Value Silver 70 ($0 Virtual Urgent Care) ($17,209). Anything past that point is just pre-paying for care.
Plan year 2026, generated 2026-08-13. The Floor is the annual premium; worst case is the Maximum Annual Exposure — premium plus the most the plan can ask you to chip in. Method at /evidence/methodology. Prices are the carriers’ own, set by law.
