The Texas Report · Dallas County · rating area 8

The Dallas County Efficiency Index Report

County

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Plans, dominated plans, Short List and ladder rungs by age in Dallas County
Age	Plans	Dominated	Short List	Ladder rungs
25	215	210 (98%)	5	3
40	215	210 (98%)	5	3
60	215	213 (99%)	2	2

The Short List at 25

5 plans out of 215. Every other plan on this menu costs more and protects no better.

Plan	Metal	Monthly	The Floor	Worst case	¢ per $1
Wellpoint Essential Catastrophic (+ Incentives)Wellpoint Insurance Company · ladder rung	Catastrophic	$323.30	$3,880	$14,480	0¢
Wellpoint Essential Bronze 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives)Wellpoint Insurance Company	Expanded Bronze	$344.89	$4,139	$14,139	0¢
BSW Savers Bronze HMO H S A 006Scott and White Health Plan · ladder rung	Expanded Bronze	$347.07	$4,165	$12,165	10.96¢
Wellpoint Essential Gold 1500 ($0 Virtual PCP + $0 Select Drugs + Incentives)Wellpoint Insurance Company	Gold	$464.91	$5,579	$10,579	0¢
Wellpoint Essential ICHRA Gold 3400 HSA (+ Incentives)Wellpoint Insurance Company · ladder rung · crossover	Gold	$493.31	$5,920	$9,320	38.15¢

Worst case bottoms out at Wellpoint Essential ICHRA Gold 3400 HSA (+ Incentives) ($9,320). Anything past that point is just pre-paying for care.

The Short List at 40

5 plans out of 215. Every other plan on this menu costs more and protects no better.

Plan	Metal	Monthly	The Floor	Worst case	¢ per $1
Wellpoint Essential Catastrophic (+ Incentives)Wellpoint Insurance Company · ladder rung	Catastrophic	$411.53	$4,938	$15,538	0¢
Wellpoint Essential Bronze 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives)Wellpoint Insurance Company	Expanded Bronze	$439.02	$5,268	$15,268	0¢
BSW Savers Bronze HMO H S A 006Scott and White Health Plan · ladder rung	Expanded Bronze	$441.79	$5,301	$13,301	13.96¢
Wellpoint Essential Gold 1500 ($0 Virtual PCP + $0 Select Drugs + Incentives)Wellpoint Insurance Company	Gold	$591.79	$7,101	$12,101	0¢
Wellpoint Essential ICHRA Gold 3400 HSA (+ Incentives)Wellpoint Insurance Company · ladder rung · crossover	Gold	$627.93	$7,535	$10,935	48.57¢

Worst case bottoms out at Wellpoint Essential ICHRA Gold 3400 HSA (+ Incentives) ($10,935). Anything past that point is just pre-paying for care.

The Short List at 60

2 plans out of 215. Every other plan on this menu costs more and protects no better.

Plan	Metal	Monthly	The Floor	Worst case	¢ per $1
Wellpoint Essential Catastrophic (+ Incentives)Wellpoint Insurance Company · ladder rung	Catastrophic	$873.94	$10,487	$21,087	0¢
BSW Savers Bronze HMO H S A 006Scott and White Health Plan · ladder rung · crossover	Expanded Bronze	$938.21	$11,259	$19,259	29.69¢

Worst case bottoms out at BSW Savers Bronze HMO H S A 006 ($19,259). Anything past that point is just pre-paying for care.

Plan year 2026, generated 2026-08-13. The Floor is the annual premium; worst case is the Maximum Annual Exposure — premium plus the most the plan can ask you to chip in. Method at /evidence/methodology. Prices are the carriers’ own, set by law.