The Texas Report · Crosby County · rating area 14

The Crosby County Efficiency Index Report

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Plans, dominated plans, Short List and ladder rungs by age in Crosby County
AgePlansDominatedShort ListLadder rungs
259894 (96%)42
409894 (96%)42
609897 (99%)11

The Short List at 25

4 plans out of 98. Every other plan on this menu costs more and protects no better.

PlanMetalMonthlyThe FloorWorst case¢ per $1
BSW Savers Bronze HMO H S A 006Scott and White Health Plan · ladder rungExpanded Bronze$382.63$4,592$12,592
UHC Silver-X Value HSA (Off-Exchange Only)UnitedHealthcareSilver$488.15$5,858$11,858
UHC Gold-X Value HSA (Off-Exchange Only)UnitedHealthcareGold$546.01$6,552$10,952
Wellpoint Essential ICHRA Gold 3400 HSA (+ Incentives)Wellpoint Insurance Company · ladder rung · crossoverGold$584.19$7,010$10,41052.57¢

Worst case bottoms out at Wellpoint Essential ICHRA Gold 3400 HSA (+ Incentives) ($10,410). Anything past that point is just pre-paying for care.

The Short List at 40

4 plans out of 98. Every other plan on this menu costs more and protects no better.

PlanMetalMonthlyThe FloorWorst case¢ per $1
BSW Savers Bronze HMO H S A 006Scott and White Health Plan · ladder rungExpanded Bronze$487.05$5,845$13,845
UHC Silver-X Value HSA (Off-Exchange Only)UnitedHealthcareSilver$621.37$7,456$13,456
UHC Gold-X Value HSA (Off-Exchange Only)UnitedHealthcareGold$695.02$8,340$12,740
Wellpoint Essential ICHRA Gold 3400 HSA (+ Incentives)Wellpoint Insurance Company · ladder rung · crossoverGold$743.62$8,923$12,32366.91¢

Worst case bottoms out at Wellpoint Essential ICHRA Gold 3400 HSA (+ Incentives) ($12,323). Anything past that point is just pre-paying for care.

The Short List at 60

1 plan out of 98. Every other plan on this menu costs more and protects no better.

PlanMetalMonthlyThe FloorWorst case¢ per $1
BSW Savers Bronze HMO H S A 006Scott and White Health Plan · ladder rung · crossoverExpanded Bronze$1,034.32$12,412$20,412

Worst case bottoms out at BSW Savers Bronze HMO H S A 006 ($20,412). Anything past that point is just pre-paying for care.

Plan year 2026, generated 2026-08-13. The Floor is the annual premium; worst case is the Maximum Annual Exposure — premium plus the most the plan can ask you to chip in. Method at /evidence/methodology. Prices are the carriers’ own, set by law.