The Texas Report · Crane County · rating area 16

The Crane County Efficiency Index Report

County

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Plans, dominated plans, Short List and ladder rungs by age in Crane County
Age	Plans	Dominated	Short List	Ladder rungs
25	57	52 (91%)	5	3
40	57	52 (91%)	5	3
60	57	54 (95%)	3	2

The Short List at 25

5 plans out of 57. Every other plan on this menu costs more and protects no better.

Plan	Metal	Monthly	The Floor	Worst case	¢ per $1
Blue Advantage Bronze HMO℠ 301Blue Cross and Blue Shield of Texas · ladder rung	Bronze	$330.31	$3,964	$14,564	0¢
Blue Advantage Bronze HMO℠ StandardBlue Cross and Blue Shield of Texas	Expanded Bronze	$339.37	$4,072	$14,072	0¢
Blue Advantage Bronze HMO℠ 302Blue Cross and Blue Shield of Texas · ladder rung	Expanded Bronze	$351.56	$4,219	$12,519	11.09¢
UHC Silver-X Value HSA (Off-Exchange Only)UnitedHealthcare	Silver	$473.19	$5,678	$11,678	0¢
UHC Gold-X Value HSA (Off-Exchange Only)UnitedHealthcare · ladder rung · crossover	Gold	$529.28	$6,351	$10,751	54.67¢

Worst case bottoms out at UHC Gold-X Value HSA (Off-Exchange Only) ($10,751). Anything past that point is just pre-paying for care.

The Short List at 40

5 plans out of 57. Every other plan on this menu costs more and protects no better.

Plan	Metal	Monthly	The Floor	Worst case	¢ per $1
Blue Advantage Bronze HMO℠ 301Blue Cross and Blue Shield of Texas · ladder rung	Bronze	$420.45	$5,045	$15,645	0¢
Blue Advantage Bronze HMO℠ StandardBlue Cross and Blue Shield of Texas	Expanded Bronze	$431.99	$5,184	$15,184	0¢
Blue Advantage Bronze HMO℠ 302Blue Cross and Blue Shield of Texas · ladder rung	Expanded Bronze	$447.50	$5,370	$13,670	14.13¢
UHC Silver-X Value HSA (Off-Exchange Only)UnitedHealthcare	Silver	$602.33	$7,228	$13,228	0¢
UHC Gold-X Value HSA (Off-Exchange Only)UnitedHealthcare · ladder rung · crossover	Gold	$673.72	$8,085	$12,485	69.62¢

Worst case bottoms out at UHC Gold-X Value HSA (Off-Exchange Only) ($12,485). Anything past that point is just pre-paying for care.

The Short List at 60

3 plans out of 57. Every other plan on this menu costs more and protects no better.

Plan	Metal	Monthly	The Floor	Worst case	¢ per $1
Blue Advantage Bronze HMO℠ 301Blue Cross and Blue Shield of Texas · ladder rung	Bronze	$892.88	$10,715	$21,315	0¢
Blue Advantage Bronze HMO℠ StandardBlue Cross and Blue Shield of Texas	Expanded Bronze	$917.39	$11,009	$21,009	0¢
Blue Advantage Bronze HMO℠ 302Blue Cross and Blue Shield of Texas · ladder rung · crossover	Expanded Bronze	$950.33	$11,404	$19,704	29.96¢

Worst case bottoms out at Blue Advantage Bronze HMO℠ 302 ($19,704). Anything past that point is just pre-paying for care.

Plan year 2026, generated 2026-08-13. The Floor is the annual premium; worst case is the Maximum Annual Exposure — premium plus the most the plan can ask you to chip in. Method at /evidence/methodology. Prices are the carriers’ own, set by law.