The Texas Report · Coryell County · rating area 11

The Coryell County Efficiency Index Report

County

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Plans, dominated plans, Short List and ladder rungs by age in Coryell County
Age	Plans	Dominated	Short List	Ladder rungs
25	58	55 (95%)	3	2
40	58	55 (95%)	3	2
60	58	57 (98%)	1	1

The Short List at 25

3 plans out of 58. Every other plan on this menu costs more and protects no better.

Plan	Metal	Monthly	The Floor	Worst case	¢ per $1
BSW Savers Bronze HMO H S A 006Scott and White Health Plan · ladder rung	Expanded Bronze	$382.85	$4,594	$12,594	0¢
UHC Silver-X Value HSA (Off-Exchange Only)UnitedHealthcare	Silver	$467.25	$5,607	$11,607	0¢
UHC Gold-X Value HSA (Off-Exchange Only)UnitedHealthcare · ladder rung · crossover	Gold	$522.64	$6,272	$10,672	46.61¢

Worst case bottoms out at UHC Gold-X Value HSA (Off-Exchange Only) ($10,672). Anything past that point is just pre-paying for care.

The Short List at 40

3 plans out of 58. Every other plan on this menu costs more and protects no better.

Plan	Metal	Monthly	The Floor	Worst case	¢ per $1
BSW Savers Bronze HMO H S A 006Scott and White Health Plan · ladder rung	Expanded Bronze	$487.33	$5,848	$13,848	0¢
UHC Silver-X Value HSA (Off-Exchange Only)UnitedHealthcare	Silver	$594.77	$7,137	$13,137	0¢
UHC Gold-X Value HSA (Off-Exchange Only)UnitedHealthcare · ladder rung · crossover	Gold	$665.27	$7,983	$12,383	59.31¢

Worst case bottoms out at UHC Gold-X Value HSA (Off-Exchange Only) ($12,383). Anything past that point is just pre-paying for care.

The Short List at 60

1 plan out of 58. Every other plan on this menu costs more and protects no better.

Plan	Metal	Monthly	The Floor	Worst case	¢ per $1
BSW Savers Bronze HMO H S A 006Scott and White Health Plan · ladder rung · crossover	Expanded Bronze	$1,034.91	$12,419	$20,419	0¢

Worst case bottoms out at BSW Savers Bronze HMO H S A 006 ($20,419). Anything past that point is just pre-paying for care.

Plan year 2026, generated 2026-08-13. The Floor is the annual premium; worst case is the Maximum Annual Exposure — premium plus the most the plan can ask you to chip in. Method at /evidence/methodology. Prices are the carriers’ own, set by law.