The Texas Report · Clay County · rating area 24

The Clay County Efficiency Index Report

What the menu looks like here

Plans, dominated plans, Short List and ladder rungs by age in Clay County
AgePlansDominatedShort ListLadder rungs
252522 (88%)32
402522 (88%)32
602522 (88%)32

The Short List at 25

3 plans out of 25. Every other plan on this menu costs more and protects no better.

PlanMetalMonthlyThe FloorWorst case¢ per $1
Blue Advantage Bronze HMO℠ 301Blue Cross and Blue Shield of Texas · ladder rungBronze$436.78$5,241$15,841
Blue Advantage Bronze HMO℠ StandardBlue Cross and Blue Shield of TexasExpanded Bronze$448.77$5,385$15,385
Blue Advantage Bronze HMO℠ 302Blue Cross and Blue Shield of Texas · ladder rung · crossoverExpanded Bronze$464.89$5,579$13,87914.7¢

Worst case bottoms out at Blue Advantage Bronze HMO℠ 302 ($13,879). Anything past that point is just pre-paying for care.

The Short List at 40

3 plans out of 25. Every other plan on this menu costs more and protects no better.

PlanMetalMonthlyThe FloorWorst case¢ per $1
Blue Advantage Bronze HMO℠ 301Blue Cross and Blue Shield of Texas · ladder rungBronze$555.98$6,672$17,272
Blue Advantage Bronze HMO℠ StandardBlue Cross and Blue Shield of TexasExpanded Bronze$571.24$6,855$16,855
Blue Advantage Bronze HMO℠ 302Blue Cross and Blue Shield of Texas · ladder rung · crossoverExpanded Bronze$591.77$7,101$15,40118.65¢

Worst case bottoms out at Blue Advantage Bronze HMO℠ 302 ($15,401). Anything past that point is just pre-paying for care.

The Short List at 60

3 plans out of 25. Every other plan on this menu costs more and protects no better.

PlanMetalMonthlyThe FloorWorst case¢ per $1
Blue Advantage Bronze HMO℠ 301Blue Cross and Blue Shield of Texas · ladder rungBronze$1,180.70$14,168$24,768
Blue Advantage Bronze HMO℠ StandardBlue Cross and Blue Shield of TexasExpanded Bronze$1,213.10$14,557$24,557
Blue Advantage Bronze HMO℠ 302Blue Cross and Blue Shield of Texas · ladder rung · crossoverExpanded Bronze$1,256.69$15,080$23,38039.65¢

Worst case bottoms out at Blue Advantage Bronze HMO℠ 302 ($23,380). Anything past that point is just pre-paying for care.

Plan year 2026, generated 2026-08-13. The Floor is the annual premium; worst case is the Maximum Annual Exposure — premium plus the most the plan can ask you to chip in. Method at /evidence/methodology. Prices are the carriers’ own, set by law.