The Texas Report · Cherokee County · rating area 21

The Cherokee County Efficiency Index Report

What the menu looks like here

Plans, dominated plans, Short List and ladder rungs by age in Cherokee County
AgePlansDominatedShort ListLadder rungs
258178 (96%)32
408179 (98%)22
608179 (98%)22

The Short List at 25

3 plans out of 81. Every other plan on this menu costs more and protects no better.

PlanMetalMonthlyThe FloorWorst case¢ per $1
CHRISTUS Catastrophic (3 Free PCP visits)CHRISTUS Health Plan · ladder rungCatastrophic$278.45$3,341$13,941
CHRISTUS Bronze Essential (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care)CHRISTUS Health PlanExpanded Bronze$339.88$4,079$13,929
CHRISTUS Off Exchange - Value Silver 70 ($0 Virtual Urgent Care)CHRISTUS Health Plan · ladder rung · crossoverSilver$366.34$4,396$10,38622.89¢

Worst case bottoms out at CHRISTUS Off Exchange - Value Silver 70 ($0 Virtual Urgent Care) ($10,386). Anything past that point is just pre-paying for care.

The Short List at 40

2 plans out of 81. Every other plan on this menu costs more and protects no better.

PlanMetalMonthlyThe FloorWorst case¢ per $1
CHRISTUS Catastrophic (3 Free PCP visits)CHRISTUS Health Plan · ladder rungCatastrophic$354.44$4,253$14,853
CHRISTUS Off Exchange - Value Silver 70 ($0 Virtual Urgent Care)CHRISTUS Health Plan · ladder rung · crossoverSilver$466.31$5,596$11,58629.13¢

Worst case bottoms out at CHRISTUS Off Exchange - Value Silver 70 ($0 Virtual Urgent Care) ($11,586). Anything past that point is just pre-paying for care.

The Short List at 60

2 plans out of 81. Every other plan on this menu costs more and protects no better.

PlanMetalMonthlyThe FloorWorst case¢ per $1
CHRISTUS Catastrophic (3 Free PCP visits)CHRISTUS Health Plan · ladder rungCatastrophic$752.70$9,032$19,632
CHRISTUS Off Exchange - Value Silver 70 ($0 Virtual Urgent Care)CHRISTUS Health Plan · ladder rung · crossoverSilver$990.27$11,883$17,87361.84¢

Worst case bottoms out at CHRISTUS Off Exchange - Value Silver 70 ($0 Virtual Urgent Care) ($17,873). Anything past that point is just pre-paying for care.

Plan year 2026, generated 2026-08-13. The Floor is the annual premium; worst case is the Maximum Annual Exposure — premium plus the most the plan can ask you to chip in. Method at /evidence/methodology. Prices are the carriers’ own, set by law.