The Texas Report · Cameron County · rating area 5

The Cameron County Efficiency Index Report

County

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Plans, dominated plans, Short List and ladder rungs by age in Cameron County
Age	Plans	Dominated	Short List	Ladder rungs
25	109	105 (96%)	4	2
40	109	106 (97%)	3	2
60	109	108 (99%)	1	1

The Short List at 25

4 plans out of 109. Every other plan on this menu costs more and protects no better.

Plan	Metal	Monthly	The Floor	Worst case	¢ per $1
MyBlue Health Bronze℠ 402Blue Cross and Blue Shield of Texas · ladder rung	Expanded Bronze	$278.72	$3,345	$12,345	0¢
UHC Silver-X Value HSA (Off-Exchange Only)UnitedHealthcare	Silver	$482.65	$5,792	$11,792	0¢
Wellpoint Essential Gold 1500 ($0 Virtual PCP + $0 Select Drugs + Incentives)Wellpoint Insurance Company	Gold	$495.82	$5,950	$10,950	0¢
Wellpoint Essential ICHRA Gold 3400 HSA (+ Incentives)Wellpoint Insurance Company · ladder rung · crossover	Gold	$526.10	$6,313	$9,713	53¢

Worst case bottoms out at Wellpoint Essential ICHRA Gold 3400 HSA (+ Incentives) ($9,713). Anything past that point is just pre-paying for care.

The Short List at 40

3 plans out of 109. Every other plan on this menu costs more and protects no better.

Plan	Metal	Monthly	The Floor	Worst case	¢ per $1
MyBlue Health Bronze℠ 402Blue Cross and Blue Shield of Texas · ladder rung	Expanded Bronze	$354.79	$4,257	$13,257	0¢
Wellpoint Essential Gold 1500 ($0 Virtual PCP + $0 Select Drugs + Incentives)Wellpoint Insurance Company	Gold	$631.13	$7,574	$12,574	0¢
Wellpoint Essential ICHRA Gold 3400 HSA (+ Incentives)Wellpoint Insurance Company · ladder rung · crossover	Gold	$669.67	$8,036	$11,436	67.48¢

Worst case bottoms out at Wellpoint Essential ICHRA Gold 3400 HSA (+ Incentives) ($11,436). Anything past that point is just pre-paying for care.

The Short List at 60

1 plan out of 109. Every other plan on this menu costs more and protects no better.

Plan	Metal	Monthly	The Floor	Worst case	¢ per $1
MyBlue Health Bronze℠ 402Blue Cross and Blue Shield of Texas · ladder rung · crossover	Expanded Bronze	$753.43	$9,041	$18,041	0¢

Worst case bottoms out at MyBlue Health Bronze℠ 402 ($18,041). Anything past that point is just pre-paying for care.

Plan year 2026, generated 2026-08-13. The Floor is the annual premium; worst case is the Maximum Annual Exposure — premium plus the most the plan can ask you to chip in. Method at /evidence/methodology. Prices are the carriers’ own, set by law.