The Texas Report · Brooks County · rating area 15

The Brooks County Efficiency Index Report

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Plans, dominated plans, Short List and ladder rungs by age in Brooks County
AgePlansDominatedShort ListLadder rungs
257874 (95%)42
407876 (97%)22
607876 (97%)22

The Short List at 25

4 plans out of 78. Every other plan on this menu costs more and protects no better.

PlanMetalMonthlyThe FloorWorst case¢ per $1
CHRISTUS Catastrophic (3 Free PCP visits)CHRISTUS Health Plan · ladder rungCatastrophic$251.70$3,020$13,620
CHRISTUS Bronze (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care)CHRISTUS Health PlanExpanded Bronze$307.15$3,686$13,586
CHRISTUS Bronze Essential (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care)CHRISTUS Health PlanExpanded Bronze$307.23$3,687$13,537
CHRISTUS Off Exchange - Value Silver 70 ($0 Virtual Urgent Care)CHRISTUS Health Plan · ladder rung · crossoverSilver$331.14$3,974$9,96420.69¢

Worst case bottoms out at CHRISTUS Off Exchange - Value Silver 70 ($0 Virtual Urgent Care) ($9,964). Anything past that point is just pre-paying for care.

The Short List at 40

2 plans out of 78. Every other plan on this menu costs more and protects no better.

PlanMetalMonthlyThe FloorWorst case¢ per $1
CHRISTUS Catastrophic (3 Free PCP visits)CHRISTUS Health Plan · ladder rungCatastrophic$320.39$3,845$14,445
CHRISTUS Off Exchange - Value Silver 70 ($0 Virtual Urgent Care)CHRISTUS Health Plan · ladder rung · crossoverSilver$421.52$5,058$11,04826.31¢

Worst case bottoms out at CHRISTUS Off Exchange - Value Silver 70 ($0 Virtual Urgent Care) ($11,048). Anything past that point is just pre-paying for care.

The Short List at 60

2 plans out of 78. Every other plan on this menu costs more and protects no better.

PlanMetalMonthlyThe FloorWorst case¢ per $1
CHRISTUS Catastrophic (3 Free PCP visits)CHRISTUS Health Plan · ladder rungCatastrophic$680.39$8,165$18,765
CHRISTUS Off Exchange - Value Silver 70 ($0 Virtual Urgent Care)CHRISTUS Health Plan · ladder rung · crossoverSilver$895.14$10,742$16,73255.9¢

Worst case bottoms out at CHRISTUS Off Exchange - Value Silver 70 ($0 Virtual Urgent Care) ($16,732). Anything past that point is just pre-paying for care.

Plan year 2026, generated 2026-08-13. The Floor is the annual premium; worst case is the Maximum Annual Exposure — premium plus the most the plan can ask you to chip in. Method at /evidence/methodology. Prices are the carriers’ own, set by law.