The Texas Report · Brewster County · rating area 9

The Brewster County Efficiency Index Report

County

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Plans, dominated plans, Short List and ladder rungs by age in Brewster County
Age	Plans	Dominated	Short List	Ladder rungs
25	66	60 (91%)	6	4
40	66	61 (92%)	5	4
60	66	61 (92%)	5	3

The Short List at 25

6 plans out of 66. Every other plan on this menu costs more and protects no better.

Plan	Metal	Monthly	The Floor	Worst case	¢ per $1
Blue Advantage Security HMO℠ 200Blue Cross and Blue Shield of Texas · ladder rung	Catastrophic	$371.03	$4,452	$15,052	0¢
Blue Advantage Bronze HMO℠ StandardBlue Cross and Blue Shield of Texas	Expanded Bronze	$376.63	$4,520	$14,520	0¢
Blue Advantage Bronze HMO℠ 302Blue Cross and Blue Shield of Texas	Expanded Bronze	$390.16	$4,682	$12,982	0¢
BSW Savers Bronze HMO H S A 006Scott and White Health Plan · ladder rung	Expanded Bronze	$390.21	$4,683	$12,683	8.88¢
UHC Silver-X Value HSA (Off-Exchange Only)UnitedHealthcare · ladder rung	Silver	$442.90	$5,315	$11,315	31.6¢
UHC Gold-X Value HSA (Off-Exchange Only)UnitedHealthcare · ladder rung · crossover	Gold	$495.39	$5,945	$10,345	39.38¢

Worst case bottoms out at UHC Gold-X Value HSA (Off-Exchange Only) ($10,345). Anything past that point is just pre-paying for care.

The Short List at 40

5 plans out of 66. Every other plan on this menu costs more and protects no better.

Plan	Metal	Monthly	The Floor	Worst case	¢ per $1
Blue Advantage Security HMO℠ 200Blue Cross and Blue Shield of Texas · ladder rung	Catastrophic	$472.28	$5,667	$16,267	0¢
Blue Advantage Bronze HMO℠ StandardBlue Cross and Blue Shield of Texas	Expanded Bronze	$479.42	$5,753	$15,753	0¢
BSW Savers Bronze HMO H S A 006Scott and White Health Plan · ladder rung	Expanded Bronze	$496.70	$5,960	$13,960	11.27¢
UHC Silver-X Value HSA (Off-Exchange Only)UnitedHealthcare · ladder rung	Silver	$563.77	$6,765	$12,765	40.25¢
UHC Gold-X Value HSA (Off-Exchange Only)UnitedHealthcare · ladder rung · crossover	Gold	$630.59	$7,567	$11,967	50.13¢

Worst case bottoms out at UHC Gold-X Value HSA (Off-Exchange Only) ($11,967). Anything past that point is just pre-paying for care.

The Short List at 60

5 plans out of 66. Every other plan on this menu costs more and protects no better.

Plan	Metal	Monthly	The Floor	Worst case	¢ per $1
Blue Advantage Security HMO℠ 200Blue Cross and Blue Shield of Texas · ladder rung	Catastrophic	$1,002.96	$12,036	$22,636	0¢
Blue Advantage Bronze HMO℠ StandardBlue Cross and Blue Shield of Texas	Expanded Bronze	$1,018.10	$12,217	$22,217	0¢
Blue Advantage Bronze HMO℠ 302Blue Cross and Blue Shield of Texas	Expanded Bronze	$1,054.69	$12,656	$20,956	0¢
BSW Savers Bronze HMO H S A 006Scott and White Health Plan · ladder rung	Expanded Bronze	$1,054.81	$12,658	$20,658	23.92¢
UHC Silver-X Value HSA (Off-Exchange Only)UnitedHealthcare · ladder rung · crossover	Silver	$1,197.23	$14,367	$20,367	85.45¢

Worst case bottoms out at UHC Silver-X Value HSA (Off-Exchange Only) ($20,367). Anything past that point is just pre-paying for care.

Plan year 2026, generated 2026-08-13. The Floor is the annual premium; worst case is the Maximum Annual Exposure — premium plus the most the plan can ask you to chip in. Method at /evidence/methodology. Prices are the carriers’ own, set by law.