The Texas Report · Brazoria County · rating area 26

The Brazoria County Efficiency Index Report

County

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Plans, dominated plans, Short List and ladder rungs by age in Brazoria County
Age	Plans	Dominated	Short List	Ladder rungs
25	111	106 (95%)	5	5
40	111	106 (95%)	5	5
60	111	108 (97%)	3	3

The Short List at 25

5 plans out of 111. Every other plan on this menu costs more and protects no better.

Plan	Metal	Monthly	The Floor	Worst case	¢ per $1
Bronze Simple Breathe Easy with Enhanced COPD BenefitsOscar · ladder rung	Expanded Bronze	$354.38	$4,253	$14,853	0¢
Bronze 8300 HSA Off ExchangeOscar · ladder rung	Expanded Bronze	$363.09	$4,357	$12,657	4.52¢
UHC Silver-X Value HSA (Off-Exchange Only)UnitedHealthcare · ladder rung	Silver	$427.96	$5,136	$11,136	33.87¢
UHC Gold-X Value HSA (Off-Exchange Only)UnitedHealthcare · ladder rung	Gold	$478.68	$5,744	$10,144	38¢
Wellpoint Essential ICHRA Gold 3400 HSA (+ Incentives)Wellpoint Insurance Company · ladder rung · crossover	Gold	$541.82	$6,502	$9,902	75.8¢

Worst case bottoms out at Wellpoint Essential ICHRA Gold 3400 HSA (+ Incentives) ($9,902). Anything past that point is just pre-paying for care.

The Short List at 40

5 plans out of 111. Every other plan on this menu costs more and protects no better.

Plan	Metal	Monthly	The Floor	Worst case	¢ per $1
Bronze Simple Breathe Easy with Enhanced COPD BenefitsOscar · ladder rung	Expanded Bronze	$451.09	$5,413	$16,013	0¢
Bronze 8300 HSA Off ExchangeOscar · ladder rung	Expanded Bronze	$462.19	$5,546	$13,846	5.78¢
UHC Silver-X Value HSA (Off-Exchange Only)UnitedHealthcare · ladder rung	Silver	$544.75	$6,537	$12,537	43.09¢
UHC Gold-X Value HSA (Off-Exchange Only)UnitedHealthcare · ladder rung	Gold	$609.32	$7,312	$11,712	48.44¢
Wellpoint Essential ICHRA Gold 3400 HSA (+ Incentives)Wellpoint Insurance Company · ladder rung · crossover	Gold	$689.69	$8,276	$11,676	96.4¢

Worst case bottoms out at Wellpoint Essential ICHRA Gold 3400 HSA (+ Incentives) ($11,676). Anything past that point is just pre-paying for care.

The Short List at 60

3 plans out of 111. Every other plan on this menu costs more and protects no better.

Plan	Metal	Monthly	The Floor	Worst case	¢ per $1
Bronze Simple Breathe Easy with Enhanced COPD BenefitsOscar · ladder rung	Expanded Bronze	$957.95	$11,495	$22,095	0¢
Bronze 8300 HSA Off ExchangeOscar · ladder rung	Expanded Bronze	$981.51	$11,778	$20,078	12.3¢
UHC Silver-X Value HSA (Off-Exchange Only)UnitedHealthcare · ladder rung · crossover	Silver	$1,156.85	$13,882	$19,882	91.48¢

Worst case bottoms out at UHC Silver-X Value HSA (Off-Exchange Only) ($19,882). Anything past that point is just pre-paying for care.

Plan year 2026, generated 2026-08-13. The Floor is the annual premium; worst case is the Maximum Annual Exposure — premium plus the most the plan can ask you to chip in. Method at /evidence/methodology. Prices are the carriers’ own, set by law.