The Texas Report · Blanco County · rating area 3

The Blanco County Efficiency Index Report

County

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Plans, dominated plans, Short List and ladder rungs by age in Blanco County
Age	Plans	Dominated	Short List	Ladder rungs
25	77	72 (94%)	5	4
40	77	72 (94%)	5	4
60	77	72 (94%)	5	4

The Short List at 25

5 plans out of 77. Every other plan on this menu costs more and protects no better.

Plan	Metal	Monthly	The Floor	Worst case	¢ per $1
UHC Bronze Essential ($0 Virtual Urgent Care)UnitedHealthcare · ladder rung	Bronze	$353.67	$4,244	$14,844	0¢
UHC Bronze-X Essential ($0 Virtual Urgent Care, $8 Tier 2 Rx) (Off-Exchange Only)UnitedHealthcare	Bronze	$366.39	$4,397	$13,947	0¢
UHC Bronze-X Value HSA ($0 Virtual Urgent Care) (Off-Exchange Only)UnitedHealthcare · ladder rung	Expanded Bronze	$373.30	$4,480	$12,980	11.24¢
UHC Silver-X Value HSA (Off-Exchange Only)UnitedHealthcare · ladder rung	Silver	$414.11	$4,969	$10,969	19.56¢
UHC Gold-X Value HSA (Off-Exchange Only)UnitedHealthcare · ladder rung · crossover	Gold	$463.20	$5,558	$9,958	36.81¢

Worst case bottoms out at UHC Gold-X Value HSA (Off-Exchange Only) ($9,958). Anything past that point is just pre-paying for care.

The Short List at 40

5 plans out of 77. Every other plan on this menu costs more and protects no better.

Plan	Metal	Monthly	The Floor	Worst case	¢ per $1
UHC Bronze Essential ($0 Virtual Urgent Care)UnitedHealthcare · ladder rung	Bronze	$450.19	$5,402	$16,002	0¢
UHC Bronze-X Essential ($0 Virtual Urgent Care, $8 Tier 2 Rx) (Off-Exchange Only)UnitedHealthcare	Bronze	$466.38	$5,597	$15,147	0¢
UHC Bronze-X Value HSA ($0 Virtual Urgent Care) (Off-Exchange Only)UnitedHealthcare · ladder rung	Expanded Bronze	$475.17	$5,702	$14,202	14.29¢
UHC Silver-X Value HSA (Off-Exchange Only)UnitedHealthcare · ladder rung	Silver	$527.13	$6,326	$12,326	24.96¢
UHC Gold-X Value HSA (Off-Exchange Only)UnitedHealthcare · ladder rung · crossover	Gold	$589.61	$7,075	$11,475	46.81¢

Worst case bottoms out at UHC Gold-X Value HSA (Off-Exchange Only) ($11,475). Anything past that point is just pre-paying for care.

The Short List at 60

5 plans out of 77. Every other plan on this menu costs more and protects no better.

Plan	Metal	Monthly	The Floor	Worst case	¢ per $1
UHC Bronze Essential ($0 Virtual Urgent Care)UnitedHealthcare · ladder rung	Bronze	$956.04	$11,472	$22,072	0¢
UHC Bronze-X Essential ($0 Virtual Urgent Care, $8 Tier 2 Rx) (Off-Exchange Only)UnitedHealthcare	Bronze	$990.43	$11,885	$21,435	0¢
UHC Bronze-X Value HSA ($0 Virtual Urgent Care) (Off-Exchange Only)UnitedHealthcare · ladder rung	Expanded Bronze	$1,009.09	$12,109	$20,609	30.33¢
UHC Silver-X Value HSA (Off-Exchange Only)UnitedHealthcare · ladder rung	Silver	$1,119.43	$13,433	$19,433	52.96¢
UHC Gold-X Value HSA (Off-Exchange Only)UnitedHealthcare · ladder rung · crossover	Gold	$1,252.11	$15,025	$19,425	99.5¢

Worst case bottoms out at UHC Gold-X Value HSA (Off-Exchange Only) ($19,425). Anything past that point is just pre-paying for care.

Plan year 2026, generated 2026-08-13. The Floor is the annual premium; worst case is the Maximum Annual Exposure — premium plus the most the plan can ask you to chip in. Method at /evidence/methodology. Prices are the carriers’ own, set by law.